Banking & Finance Law in Cyprus
Comprehensive Legal Support for Financial Transactions
At Papantoniou & Papantoniou LLC, we provide expert legal services in banking and finance law, advising both local and international clients on complex financial transactions, regulatory compliance, and dispute resolution. Our clients include banks, alternative lenders, borrowers, private equity firms, and multinational corporations seeking practical, risk-aware, and efficient solutions in Cyprus.
Our Banking & Finance Legal Services
Corporate Finance & Capital Markets
We act for corporate issuers and financial institutions in a range of corporate finance and capital markets transactions. Our services include regulatory compliance, drafting of prospectuses and offering documents, and advisory work for companies listed or seeking listing on the Emerging Companies Market (E.C.M.) of the Cyprus Stock Exchange.
- Corporate finance structuring and regulatory compliance
- Preparation of prospectuses, listings and offering documents
- Legal support for Emerging Companies Market (E.C.M.) listings
Loans, Security & Structured Finance
Our firm advises on all forms of loan and security arrangements, including bilateral and syndicated loans, asset-backed and project finance, acquisition finance, and real estate finance. We prepare and review facility agreements, security documentation, and intercreditor arrangements tailored to each client’s commercial objectives.
- Drafting and negotiation of loan and facility agreements
- Creation and registration of security (pledges, charges, guarantees)
- Project, acquisition and real estate finance transactions
Refinancing, Restructuring & Workouts
We represent both lenders and borrowers in debt restructuring and refinancing matters, advising on liability management, amendments to facility terms, and security enhancement. Our lawyers also assist with enforcement and recovery strategies where necessary, ensuring compliance with Cyprus law and cross-border enforceability.
- Debt restructuring and liability management
- Refinancing and covenant resets
- Security enforcement and insolvency interface
Regulatory, Compliance & Legal Opinions
Papantoniou & Papantoniou LLC provides ongoing advice on financial services regulation, anti-money laundering (AML/CFT), and sanctions compliance. We issue Cyprus law opinions for international financing transactions, ensuring lender confidence and enforceability under Cyprus jurisdiction.
- Financial services and AML regulatory compliance
- Licensing, notification and ongoing supervision
- Capacity and enforceability opinions for cross-border transactions
Banking & Financial Disputes
Our litigation department handles complex banking disputes, including enforcement of loan and security agreements, guarantee claims, and fraud or misrepresentation in financial instruments. We also represent clients in interim relief proceedings such as injunctions and freezing orders.
- Loan and security enforcement
- Banking negligence and misrepresentation claims
- Freezing orders and interim injunctions
Our Experience
We regularly assist clients in cross-border financing and Cyprus law compliance, providing clear, coordinated legal advice to international lenders and borrowers. Our experience includes issuing capacity and enforceability opinions, advising on restructuring frameworks, and managing secured lending for major commercial projects.
Why Choose Cyprus for Banking & Finance
Cyprus offers a stable EU jurisdiction, a strategic location connecting Europe, Asia and the Middle East, and a sophisticated corporate environment ideal for international finance. The Cyprus legal framework supports creditor protection, flexible security creation, and cross-border enforceability.
Why Choose Papantoniou & Papantoniou LLC
With over three decades of experience, Papantoniou & Papantoniou LLC has become a trusted partner for banks, lenders, and corporate borrowers in Cyprus. We combine deep industry expertise with a responsive, partner-led approach to achieve results that align with our clients’ financial and strategic goals. As a member of the European Law Firm network, we also provide coordinated cross-border legal support across Europe, the US, and key financial hubs worldwide.
Contact Our Banking & Finance Law Team
Whether you need assistance with loan documentation, regulatory compliance, or cross-border finance transactions, our experienced team is ready to assist.
Papantoniou & Papantoniou LLC
📍 Katsoni 8, Ayioi Omoloyites, Nicosia, Cyprus
📞 +357 22817711
📧 info@paplaw.com.cy
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